Thrivingonabudget Terms of Use

This website Thrivingonabudget, is offered to you, the user, subject to your acceptance of all the terms and conditions set forth below ("Terms of Use"). The terms "you" and "user" refers to all individuals and entities that access the Website.

By your affirmative actions using the Website, you signify your agreement to these Terms of Use, to our Privacy Policy (available here) and your agreement to communicate with us electronically. If you do not agree to all of these terms and conditions, do not use this Website.

Privacy Policy

At Thrivingonabudget, we respect your privacy and believe you should be informed about how we collect, use and disclose your personal information. Please read our privacy policy ("Privacy Policy") before using the Website.

Modifications to the Terms of Use

We may make changes to the Terms of Use from time to time. A link to the most current Terms of Use will be available on the Thrivingonabudget home page. In the event of significant changes to the Terms of Use, we may also place a special notice on the Website. Your continued use of the Website following the posting of such changes constitutes your acceptance of any such changes. If you do not agree with these Terms of Use, or any revised versions thereof, you may not use the Website.

Precautions

Content found on the Website is for informational purposes only and is not intended to replace the relationship with your physician, medical provider or financail advisor. We are not a licensed medical care provider and have no expertise in diagnosing, examining, or treating medical conditions of any kind, nor are we financial experts. You should always consult a physician before starting a fitness program, changing your diet or if you have any questions regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read on the Website.

We are not responsible for any health problems that may result from programs, products, or events you learn about through the Website you do so at your own risk and are voluntarily participating in these activities.

Information on the Website

We try to provide helpful and accurate information on the Website, but we cannot verify, endorse or vouch for the information, services or recommendations available through the Website. We are not responsible for the accuracy, reliability, effectiveness, or correct use of information you receive through the Website. Reliance on any information provided by Thrivingonabudget, or others appearing on the Website by invitation or as visitors is solely at your own risk.

User-Generated Content

Subject to terms set forth in the Privacy Policy with respect to Private User Generated Content and Public User Generated Content, you hereby grant to Thrivingonabudget a perpetual, irrevocable, non-exclusive, worldwide, royalty-free license, with the right to sublicense, to reproduce, distribute, transmit, publicly perform, publicly display, digitally perform, modify, create derivative works of, and otherwise use and commercially exploit any text, information you submit to the Website (collectively, "User Generated Content") in any media now existing or hereafter developed, including without limitation on websites, in audio format, and in any print media format (the "User Generated Content License"). "User Generated Content" includes but is not limited to comments posted on site.

Subject to the terms and conditions set forth in the Privacy Policy with respect to Private User Generated Content and Public User Generated Content, you hereby waive any rights of publicity and privacy with respect to the User Generated Content and any other legal or moral rights that might preclude Thrivingonabudget's use of the User Generated Content or require your permission for Thrivingonabudget to use the User Generated Content. You agree not to assert any claim, whether based on tort, contract, or other legal theory, against Thrivingonabudget use of the User Generated Content that is in accordance with the terms and conditions set forth in this Terms of Use and the Privacy Policy, and you hereby release Thrivingonabudget from any such claims. You represent that your User Generated Content:

• Will not infringe any third party's copyright, patent, trademark, trade secret or other proprietary rights;
• Will not violate any law, statute, ordinance or regulation;
• Will not be obscene or contain child pornography;
• Will not contain any viruses, worms, time bombs or other computer programming code that is intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or information;
• Will not violate any third party's rights of publicity or privacy;
• Will not be defamatory, unlawfully threatening or harassing, harmful to minors in any way, or otherwise offensive or inappropriate. You are responsible for complying with all laws applicable to your User Generated Content.

Posted Comments

There are several areas on the Website on which users may post comments. Any information posted to the website can be viewed by anyone who visits the Website, pending approval of the administrator. Thrivingonabudget does not endorse any user comments and posts made by users do not necessarily reflect the views of Thrivingonabudget. Information presented at Thrivingonabudget should not be taken as medical advice and we are not responsible for such information or for editing any factual errors or making any type of corrections to such information. Any action taken by you based on information presented on the Community Pages is at your own risk.

In posting comments you agree to follow our Community Guidelines which includes the following provisions:

• Respect everyone's opinions. Even though you might not agree with someone, that doesn't mean they are wrong or deserve to be belittled. Remember that what works for you may not work for everyone else. Give everyone the same courtesy you would expect in return.
• Do not post profane or explicit content.
• Do not post communications that could be interpreted as threatening or harassment.
• Do not post advertise or promote products commercially.
• No HTML or programing code
• Thrivingonabudget will not approve messages breaking these rules

User Disputes

Your communications, dealings or meetings with any other users on the Website, including communications, dealings or meetings initiated through the Website, are solely between you and such users, and you are solely responsible for such communications, dealings or meetings. Thrivingonabudget reserves the right, but has no obligation, to monitor disputes between you and any other users on the Website. Thrivingonabudget is not responsible or liable in any manner for any loss or damage arising out of your communications, dealings or meetings with any other users.

Copyrighted Materials

When referring to news reports or articles in your posts on the Website, including references to reports and articles appearing on other sections of the Website, please post only a few sentences for the reader's information and reference and include the URL to the rest of the content on the original site. Do not post any copyrighted material in their entirety (or substantial portions thereof) unless you have obtained written permission from the relevant copyright owner(s). Any unauthorized posting of any of the foregoing to the Website may violate copyright laws, trademark laws, the laws of privacy and publicity, and/or civil and criminal statutes, and you will be responsible for any liability arising from such violations. If you feel that any content on the Website infringes your copyrights or other intellectual property rights, please contact us via email.

Ownership of the Website

Except for the User Generated Content, the Website and all aspects thereof, including all content and applications available via the Website, is owned by Thrivingonabudget. You acknowledge that the Website and any underlying technology used in connection with the Website contain Thrivingonabudget's intellectual property and proprietary information. You may not reproduce, distribute, modify or create derivative works of, publicly display (including by framing any content), or commercially exploit any part of the Website, including any applications available via the Website, except as necessary to view the content on the Website or use an application available via the Website and create a reasonable number of copies of portions of such content and applications (without modification) for your personal, non-commercial use. All rights in the Website not expressly granted by Thrivingonabudget to you are retained by Thrivingonabudget and its licensors.

If you violate any of these Terms of Use, your permission to use the Website automatically terminates and you must immediately destroy any copies you have made of any portion of the Website.

User Conduct

If we determine that any user is not using the Website responsibly, we have the right (but not the obligation) to remove, edit, block, or delete such user's transmissions, User Generated Content, or use of the Website. We also have the right (but not the obligation) to suspend or terminate your access to the Website, or delete information you have posted to the Website, without prior notice if you engage in any conduct that we believe, in our sole discretion:

• violates any provision of the Terms of Use, violates the Community Guidelines, is offensive to other users,
• violates the rights of Thrivingonabudget
• could cause Thrivingonabudget liability. Without limiting the foregoing, upon any termination of your account or access to the Website we may delete all User Generated Content and other information related to your Community Pages. If Thrivingonabudget suspects that your Registration Data is inaccurate or incomplete, we may suspend or terminate your account.

Changes to Website

Thrivingonabudget may change or discontinue, temporarily or permanently, any feature or component of the Website at any time without further notice. You agree that Thrivingonabudget shall not be liable to you or to any third party for any modification, suspension or discontinuance of any feature or component of the Website.

Third Party Websites

The Website may provide links or references to websites operated by third parties. We do not monitor or investigate such websites and we are not responsible for the content, functionality, or practices of such websites. Inclusion of links to third party websites on our Website does not imply approval or endorsement of the linked website by us. If you decide to leave our Website and access these third party websites, you do so at your own risk. Thrivingonabudget suggests that you read the terms of use and privacy policies (if any) on those third party websites. You agree that Thrivingonabudget has no liability for any damage or loss of any type that is a result of your use of a third party website.

Content And Warranty Disclaimer

THE WEBSITE IS PROVIDED BY Thrivingonabudget MAKE ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE, ITS CONTENTS, APPLICATIONS AVAILABLE VIA THE WEBSITE OR DOWNLOADED THEREFROM, OR ANY INFORMATION MADE AVAILABLE BY OR THROUGH THE WEBSITE. IN ADDITION, Thrivingonabudget DISCLAIM ALL WARRANTIES WITH RESPECT TO THE WEBSITE, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. FURTHERMORE, Thrivingonabudget DOES NOT WARRANT THAT USE OF THE WEBSITE WILL BE UNINTERRUPTED, AVAILABLE AT ANY TIME OR FROM ANY PARTICULAR LOCATION, SECURE OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE IS FREE OF VIRUSES OR OTHER POTENTIALLY HARMFUL COMPONENTS.

Last updated September 14, 2010